Harnessing the power of non-profit retirement savings for transformative social justice
Retirement challenges in the nonprofit sector
#1. Overwhelmed nonprofit employers: High fees, confusing cost structures, and the work required to maintain compliance with complex rules can stretch the capacity of even the most talented nonprofit administrators, particularly those at smaller organizations.
#2: A lack of meaningful choice: The sheer volume of investment options (typically over 30,000!) and limited guidance leaves most nonprofit employees without a meaningful understanding and opportunity to make values-aligned investment decisions.
#3: Reinforcement of structural inequities: Over 99% of the $1 trillion in nonprofit retirement savings is currently invested in mainstream Wall Street investment vehicles, frequently funding and strengthening extractive industries and exploitative practices.
Our Approach
In partnership with nonprofits, grassroots organizing groups, and social movements, Just Futures will:
Launch an accessible cost-effective retirement platform providing the nonprofit workforce with
socially-just community-based investment options
and
customized training
Shift nonprofit retirement savings from Wall Street to community-led regenerative finance
Advance justice within the historically values-recalcitrant financial industry through proxy and fund advocacy
Our Work
Currently, we are in our Research and Development phase, conducting
an intensive listening tour of the needs and aspirations nonprofits have around retirement
a landscape scan of existing movement-led regenerative finance efforts
Our Team
Our Supporters
Just Futures has received support from the following funders:
San Francisco Foundation